EarlyPay Ltd. engages in the provision of financial management and payroll services. The company is headquartered in North Sydney, New South Wales. The firm offers its products under three categories: earlypay equipment, earlypay, and earlypay trade. Its products and services by segment include Invoice Finance, Equipment Finance, and Other Services. Invoice Finance refers to factoring, which provides an advance payment of up to 80% of a client’s invoice to help their business overcome the cash pressure of delivering goods or services in advance of payment from the customer (often 30 to 60 days). Equipment Finance refers to equipment finance for both new and old equipment. This includes sale-back of owned or partially owned equipment, private sales, and mid-term refinancing. Other Services refers to employment solutions, including labor sourcing and project management. The company provides foreign exchange solutions to help businesses manage international transactions, reduce risk, and trade globally.